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*The mobile home mortgage rates indicated above are reflective for both purchase and refinance, using an amount to finance of $250,000. The refinance rates reflect 90% to 80% loan to value, while purchase rates reflect a 10% to 20% down payment.

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An amount paid to the lender, typically at closing, in order to lower the interest rate. Also known as mortgage points or discount points. One point equals one percent of the loan amount (for example, 2 points on a $100,000 mortgage would equal $2,000).

An adjustable rate mortgage, or an "ARM" as they are commonly called, is a loan type that offers a lower initial interest rate than most fixed rate loans. The trade off is that the interest rate can change periodically, usually in relation to an index, and the monthly payment will go up or down accordingly.

Rates quoted above are for our best qualified applicants. Your actual rate, costs and amount borrowed may be different as many factors go into providing you with a mortgage loan. Other products are available that are not listed here.

Refinancing Loans. Check out PNC’s mortgage rates. See options to lower your payment, change terms, consolidate debt/get cash out, or take advantage of specialized loan products and programs.

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Both Fannie Mae and Freddie Mac loans. Home California reviews eligibility, directing you to the best program to suit your situation. Contact your lender if you cannot make your mortgage payments..

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Material changes in loan terms brought about by credit qualifications, collateral value, or other factors may void a rate lock. FHA Loans: Current FHA loan limits for one family, owner occupied property in counties we serve is $314,827.

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An adjustable rate mortgage, or an "ARM" as they are commonly called, is a loan type that offers a lower initial interest rate than most fixed rate loans. The trade-off is that the interest rate can change periodically, usually in relation to an index, and the monthly payment will go up or down accordingly.

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