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Current mortgage rates depend in part on your loan-to-value (LTV) ratio. That’s the ratio between the loan amount and the property value. Lower LTVs get you lower interest rates, and that’s why achieving a higher home appraisal can save you money on your mortgage.
Getting a home appraisal is an important part of the reverse mortgage process. Here’s what you need to know so that you can manage your expectations about getting your home appraised as part of this loan to help you age in place.
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How Does a Mortgage Company Appraise Your House? – When you’re selling your home or trying to get a second mortgage or a home equity line of credit, your bank will probably order a current appraisal. The appraisal tells the bank what your house is worth based on its age, condition, the neighborhood, landscaping and recent sales trends, among many other factors.
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8 Constance Way W, Greece, NY 14612, MLS #R1187271. – 8 Constance Way W, Greece, NY 14612 is a 3 bedroom, 2 bath single family home offered for sale at $179,900. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.