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Using some standard online mortgage calculators refinacing at a lower interest rate for a shorter term seems to result in significant savings over just making extra payments on our current mortgage. I’d love to get thoughts and input from anyone who has refinanced or is more familiar with mortgages/refinancing.
This happens when you’ve been paying a 30 year mortgage loan, and there’s 18 years left pay off the loan, and you refinance to a new 30-year program just for a few hundred dollars deducted from the monthly bills. So you’ll end up shelling more money after your refinance mortgage loan. Is.
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A mortgage refinance is a great tool to increase your monthly cash flow or improve your financial situation. You can refinance your current mortgage to: Reduce your monthly mortgage payment with a lower rate; Pay off your mortgage sooner by refinancing to a shorter term; Take cash out to pay off other debt or improve your home
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Request a Louisiana mortgage quote and start saving today >> When to Refinance in Louisiana. Although refinancing sounds like a complicated process, it is rather simple as long as you do a sufficient amount of homework. This homework involves you actively participating in research about your current and future mortgage information.
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